Missed the Deadline?

Today TaxMama hears from Jesus in the TaxQuips Forum, who is on the cusp. “I made my offer for my home on 04/29/10 but I closed escrow on 06/14/10. My HUD-1 statement says STAEMENT DATE : JUNE 14, 2010, basically the day I closed escrow. Do I still qualify? The binding contract is confusing. What would be the contract? There is no real answer.”

Dear Jesus,

 Of course, there’s an answer. There is a specific answer, in fact.
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A binding contract has to be ‘binding.’  You made an offer on April 29th. When was the offer accepted (in writing) by the seller?

Once the offer is accepted, it is binding, not before. See. There IS a specific date – one that can be proven.

Get paperwork to prove it was accepted by April 30, 2010 and you are in business. That information is not among the HUD documents.  It’s in the offer documents.
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Perhaps your real estate agent can help you interpret the documents.

I do hope you got an immediate acceptance!

And remember, you can find answers to all kinds of questions about homebuyers credits, contracts, and other tax issues, free. Where? Where else? At www.TaxMama.com.

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