Raise Your Credit Score

Today TaxMama wants to speak to you about your credit score and how fix it and raise it.

Dear Family,

These days, many people are in financial distress, some due to circumstances totally out of their control – like totally sound companies going under due to the financial debacle on Wall Street, Main Street, and on their own block. Credit has been hard to come by. So it’s more important than ever to protect and fix your credit rating and FICO Scores. Here are some ways to deal with this yourself. Some of these resources won’t cost you a dime.

1) You already know that I am writing a tax blog for the Equifax folks. They are one of three major credit agencies who determine your credit rating – Equifax, Experian and TransUnion. So start with the Equifax credit experts. They are also blogging, providing helpful tips and ideas – and will answer your questions.

2) BottomLine Secrets has a complimentary e-mailed newsletter. Today’s issue contains a reprint of this article by John Ulzheimer of Credit.com – You Need Higher Credit Scores Than Ever.

3) Liz Weston is one of my favorite nationally syndicated financial columnists. I’ve been reading her in the LA Times for a couple of decades – and besides, I really like her! Her website, AskLizWeston.com provides a wealth of information for you. Liz has written the best-selling book on credit , now in it’s third edition –  Your Credit Score may be just what you need.

4) Philip Tirone provides you with 7 Steps to a 720 Credit Score.  If that isn’t enough and you need more handholding, consider his Credit Advantage Teleseminar.  Interestingly enough, he let’s you name your price for this $1,000 package. I entered $75 – and the system did not seem to object. I met Philip in San Francisco earlier this year at Alex Mandossian’s TeleSeminar Secrets Reunion. He strikes me as a highly credible fellow.

And remember, you can find answers to all kinds of questions about credit, and other tax issues, free. Where? Where else? At www.TaxMama.com.

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