4 thoughts on “Safeguard Your Refund – Choose Direct Deposit

  1. TaxMama says:

    Wow, that turned out well.
    I wonder if what happened was that the routing number made no sense.
    If it went to a non-existent bank because one digit was wrong, the IRS wouldn’t be able to make the deposit.

  2. Eden Wagner, EA says:

    I still don’t know what bank it is and I’m not sure the process of how this happened but my brother received a cashier’s check today with his refund and a letter stating that since he had the wrong bank account information they were sending a check. I let him know how EXTREMELY lucky he was.

  3. TaxMama says:

    Oh my goodness.
    Eden, that’s a wonderful bank.

    Have your brother get a copy of whatever paperwork the bank has showing where they sent the refund. Then he can contact IRS to retrieve it.

    Who IS that bank?

    That’s the first time I’ve heard a bank do something as sensible as this.
    Generally, they have let the refund get deposited. Then the IRS has no power or authority to get it back.


  4. Eden Wagner, EA says:

    Ironically, my brother (who did not use me to do his taxes) called me today for help with his refund. He got the email stating the money was being transferred but he hadn’t seen the deposit in his bank account. He was worried he messed up his account information. I told him to look at his tax return and check to make sure it was correct. He had the wrong routing number; so he called TurboTax for help. That didn’t work so he looked up the routing number online and found the bank to which it belonged and called them. They had recognized that the transfer did not belong to any of their members so they sent it back to the IRS. So if the IRS won’t help a taxpayer recover their refund from the wrong account, what about recovering it from the IRS?

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