Medical Massages

Today TaxMama hears from Angela in the TaxQuips Forum, who wants to do this. “I’m trying to maximize my deductions and this is the first time I’m able to use medical deductions. My husband is unemployed and has high co-pays and COBRA payments. When I was reading the IRS info on what can be deducted, it included acupuncture.
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That made me wonder if I could deduct my massages (done by a certified massage therapist)?”

Hi Angela,

Aaaah… you found the list of medical deductions.

Having massages done by a certified massage therapist can help ensure you get a massage that doesn’t do more damage than good.  But if you want to claim a medical deduction for those massages, they will need to be prescribed by a physician.
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  If you already have such a prescription – go for it.
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  If not, find out from your doctor if you should have had a prescription. If you do, your health insurance might cover it.

Incidentally, recently I was looking for additional dental insurance through DentalPlans.com. I found that some of the insurance carriers also included chiropractic coverage.
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  For instance, Affordable Family Health Services includes vision, prescription and chiropractic discounts of up to 25%.

Since your husband’s health insurance is so expensive, consider doing a search at eHealthInsurance.com. You might find a plan you can afford, that’s much cheaper than the COBRA payments.  One last note about the COBRA thing – if your husband isn’t already getting his premiums subsidized by his employer, find out if that can be corrected. This is a tax benefit, being subsidized by the government.

It can only be initiated by the employers, since it goes through their payroll tax returns.

 And remember, you can find answers to all kinds of questions about medical deductions and other tax issues, free. Where? Where else? At www.TaxMama.com.

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