A little more information about the credit issue, my friends. This is in addition to the TaxQuip.

TaxMama Alert: We were shocked to learn that the best credit repair agency in the country, CCCS, now charges seriously too much - and their staff gives out erroneous information.

Here's a progress report from our friend, Ann (name changed to protect her privacy) who's fixing her own credit. You can do it yourself, too!

1- The CCCS in Los Angeles is NOT the above-board, best resort option. Their info and advice was inaccurate and NOT in my best interest. Apparently, this is now true nationally of their branches. v 2- Watch out for this collection agency - Unifund Do NOT pay them money, give them your bank account number, or give them your credit card number. If you are contact by this company or individual, just get a phone number to call back - and read this.

3- I have one huge black mark- through Unifun. Interestingly, his black mark is not on my Experian report because they refuse/reject his data. I disputed his claims on the other Big 2 this morning, and in theory, it should be gone from my credit report within 30 days. And, it cost me NOTHING.

4 - It was way too difficult to get accurate info about my credit issues. That Bud Hibbs guy is really great, and was the most helpful of all.